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Veriam vs. Stripe

A focused comparison
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Stripe is a leading payment infrastructure platform that enables businesses to manage online payments, subscription billing, and financial operations. It is widely known for its developer-friendly APIs and global reach, making it a popular choice for handling complex payment flows.

While Stripe offers robust billing and payment solutions, it does not provide identity and access management (IAM). Businesses using Stripe often need a separate system to manage user authentication and access control.

Veriam, by contrast, is a unified platform combining IAM and subscription management, which allows businesses to manage user identities while controlling access and billing in one integrated system. This combined approach is particularly valuable for business-to-business (B2B) organizations, offering simplified management and advanced policy-based authorization.

Feature Veriam Stripe
Integrated IAM & Subscription Management ✅ The only solution that natively integrates access & subscription management ❌ Requires external IAM integration
Single Sign-On (SSO) ✅ Enables seamless access to multiple applications with a single identity ❌ No native SSO support
Multi-Factor Authentication (MFA) ✅ Supports OTP and biometric-based authentication ❌ No built-in MFA; requires third-party tools
User Lifecycle Management ✅ Optimized for onboarding external B2B users ✅ Supports customer lifecycle, but lacks IAM
Business-to-Consumer (B2C) Authentication ❌ Not supported; tailored for B2B & supply chain integration ✅ Designed for B2C transactions and customer billing
Policy-Based Authorization ✅ Combines role-based, attribute-based, and resource-based policies ❌ No native access control policies
Integration Ecosystem ✅ Built to integrate with payment and IAM systems     ✅ Extensive payment and financial service integrations
Scalability ✅ Architected for linear global scalability, handling millions of users ✅ Globally scalable for payments and recurring billing
Self-Hosting ❌ Not supported; fully cloud-based ❌ Cloud-based only
Developer-Friendliness ✅ Simple API integration for IAM, subscription management, invoicing, and payments ✅ Industry-leading developer APIs for payments
Compliance & Security ✅ EU-based, adheres to GDPR, pursuing ISO 27001 certification ✅ PCI-DSS compliant, supports global tax regulations
Pricing ✅ IAM is free; charges only for subscription management ❌ Charges apply for all payment and billing services
Ease of Use & Maintenance ✅ Designed for easy integration and minimal maintenance ✅ User-friendly for payments but requires separate IAM
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How Veriam simplifies Subscription Management

Veriam delivers a holistic approach by merging identity and subscription management into a single platform. This offers businesses a streamlined way to manage access and billing without the need for separate systems. With Veriam, you gain:

  • Unified Identity and Subscription Management: Manage authentication and billing seamlessly, eliminating the need for separate IAM and payment solutions.

  • Automated Access Control: Subscription tiers directly govern user access, ensuring customers only receive access to the services they’ve paid for.

  • Reduced Operational Complexity: Simplify your tech stack by consolidating IAM and subscription workflows, reducing maintenance and integration burdens.

  • Cost Efficiency: Veriam’s IAM is free, with clear pricing for subscription management—offering a more affordable solution than Stripe’s comprehensive billing fees.

  • B2B Optimization: While Stripe is optimized for B2C payments, Veriam focuses on B2B authentication and external application access, with advanced policy-based authorization and supply chain integration.

By using Veriam, businesses can reduce complexity, enhance access management, and simplify subscription operations—all within a single, scalable platform.

Final thoughts

For organizations that require both identity and subscription management, Veriam offers a comprehensive and cost-efficient alternative to Stripe. It unifies these essential capabilities while providing advanced access control and streamlined management, ensuring a more flexible and scalable solution.

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